Protect Your Motorcycle

Protect Your Motorcycle

You can’t predict the future, but with Harley-Davidson® Protection Plans you can be prepared and protect your investment.


If your Harley-Davidson® motorcycle is stolen and never recovered, chances are you’ll have to pay the “gap” between your insurance company balance and the loan balance. Don’t assume that your primary insurance will cover any loss related to your motorcycle. In reality, the actual cash value that an insurance company places on your bike may be substantially less than the outstanding balance on your loan. Who pays the difference or the “gap” between your insurance company and your loan payoff? You do!

The GAP Plan pays the difference between the fair market value of your vehicle and the outstanding balance of your loan on the date of loss up to $25,000.* Plus, your insurance deductible may be covered up to $1,000. With your loan balance paid in full and your deductible covered, you can move on to purchasing a new motorcycle.


Motorcycle theft is an unfortunate but real crime. Harley-Davidson® Theft Protection protects you and your assets by helping law enforcement quickly identify your bike - aiding in recovery and, if necessary, helping you purchase a replacement motorcycle.

Available on new or used H-D® motorcycles and fully transferable if you sell your bike to a private party. The invisible DataDot™ theft recovery systems placed on parts of your motorcycle are registered in a secure database accessible to law enforcement agencies throughout the U.S., Canada and Puerto Rico.

The database cross references the VIN and DataDots™ so that a recovered motorcycle will be returned as quickly as possible. If H-D™ Theft Protection fails to result in recovery your stolen motorcycle, you’ll receive up to $5,000 toward the purchase of a replacement motorcycle.


If you’re like many riders, your motorcycle’s appearance is as important as its performance. With Harley-Davidson® Appearance Protection you can keep your bike looking as good as the day you rode out of the dealership. Scotchgard™ Paint Protector guards against the elements you’ll encounter on the road, like salt, hard water, tree sap, insects, bird waste, acid rain and more.

If covered damage does occur, affected areas will be repaired and resurfaced, restoring your paint to its original condition. Scotchgard™ Leather and Vinyl Protector repel stains from food, drink, lotions, ink and more. Your leather and vinyl is also covered in the event of rips, tears, cracks or loose stitching, caused by weather or UV weakening. Rips or tears less than 2" or punctures less than ¼" will be repaired and surface treated. And to keep that shine, the Scotchgard™ Protector will defend your chrome against the environment. If covered damage does occur, areas will be repaired and resurfaced. Whether you’re a road warrior or a casual rider, this protection provides real peace of mind.


Keeping up with regular maintenance is important no matter how many miles you ride. Maintenance scheduled in accordance with H-D™ factory recommended services is intended to keep your bike from experiencing any unexpected breakdowns. Harley-Davidson® Planned Maintenance helps support your factory warranty and ensure your bike stays in road-ready shape. Maintenance is performed by trained H-D® dealership technicians using only genuine H-D® motor parts & accessories. Choose from four different service plan options to meet all your H-D® motorcycle maintenance needs and never miss another scheduled service visit.

*Programs may vary by dealer/lender/state. Please refer to your GAP Addendum for details of the terms and conditions of this coverage.

**Restrictions apply: See actual contract for specific coverage, exclusions and restrictions.